Consumers overwhelmed by debt can frequently be subject to the harassing and abusive tactics of third party debt collectors. However, New York consumers can invoke federal, state and even New York City laws which prohibit harassment and deceptive and unfair practices by debt collectors and debt collection attorneys. If you are receiving debt collection letters or phone calls from a debt collector or you believe that you are not legally responsible for the debt, the experience of Kleinman LLC can help you stop a debt collector and possibly file a lawsuit against the debt collector, if their practices violated the Fair Debt Collection Practices Act.
Abraham Kleinman, a New York attorney, helps clients in such communities as Manhattan, Brooklyn, Queens, Staten Island, the Bronx, Westchester County and Long Island preserve their legal rights and holds collection agencies monetarily responsible when they violate the Federal Fair Debt Collection Practices Act (FDCPA). It is important to contact a lawyer as soon as possible to avoid having wages garnished or your bank accounts frozen. If a debt collector is calling you at work after you have advised them, in writing, to stop or calling you, or if the debt collector calls you before 8:00 AM or after 9:00 PM, you may be able to sue the debt collector for damages plus attorney’s fees.
Collection agencies may be responsible for multiple listings or other incorrect information on your credit report. Kleinman LLC can help you employ strategies to improve your credit score. We help clients in Queens, Westchester and other New York areas address mortgage delinquencies before they turn into foreclosure actions against them. Kleinman LLC empowers clients to challenge mortgage servicers and foreclosing law firms in many cases. Whether you live in Nassau County or Kings County, Kleinman LLC employs the Fair Debt Collection Practices Act to protect the rights of consumers from the New York area.
Consumer protection under the FDCPA applies to most types of personal debts, including credit card accounts, medical bills and mortgages. If you are being harassed by debt collectors, it is important for you to understand that you will not help your situation by continuing to ignore these collection letters and phone calls. Contact Kleinman LLC toll-free at (877) 522-2621 or at (516) 522-2621 to allow a lawyer to review your case and help you end debt collector harassment.